Insurance companies and third-party administrators (TPA) are the two main administrators of dental benefit plans.
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Dental Benefits Introduction
Insurance companies are some of the most common administrators of dental benefit plans. Whether it’s a fully insured or self-funded plan, insurance carriers can provide many services for clients including:
- Marketing
- Underwriting
- Claims payment
- Risk management services
A third-party administrator is a claims’ payer who assumes responsibility for administering health benefit plans without assuming any financial risk. Some commercial insurance carriers and Blue Cross & Blue Shield plans also have TPA operations to accommodate self-funded employers seeking administrative services only (ASO) contracts.
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