The ADA cares about the health and well-being
of our employees. Our benefits plans reflect this and offer our
employees competitive options. This summary is intended to provide
a general overview of many of our plans. A complete summary of
applicable specific benefit plans will be provided during the
employment process.
Protecting Your Health
The ADA provides quality healthcare benefits that are affordable
for employees and the company. Medical coverage options may
include a Preferred Provider Organization (PPO), Health Maintenance
Organization (HMO), a smaller network HMO, or a Health Savings
Account (HSA). We offer a direct reimbursement Dental plan.
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Insuring Your Life and Income
The ADA provides basic life insurance at
no cost to the employee. Employees may
also select and pay for additional life coverage options.
The ADA also provides travel accident
insurance that provides
accidental death and dismemberment insurance at no cost to
employees. This insurance provides coverage for employees
while traveling on ADA business.
Time Off for Illness or Disability. Eligible employees whose
illness or disability extends beyond five consecutive business
days are provided short-term income
replacement. Coverage
is for up to 90 days with a percentage benefit paid based
on length of service. Should the condition continue, an employee
is eligible to receive up to 70 percent of salary to a designated
maximum benefit under our long-term
income disability plan.
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Balancing Your Life and Work
Reimbursement Accounts. These accounts allow employees to contribute
money on a before-tax basis to cover eligible expenses, per
Internal Revenue Service guidelines. There are two accounts:
The Health Care Flexible Spending Account for healthcare expenses
for employees and dependents, and a Dependent Care Flexible
Spending Account for child care or dependents incapable of
self-care.
Employees may also set aside pre-tax dollars for certain transportation
and parking expenses under our Transit/Commuter
Parking program.
Employee Assistance Program. The ADA provides at no cost to
employees, a program to help manage the demands of everyday
life. This assistance includes consultations, referrals, financial
services and manager consultations all on a confidential basis.
Vacation and Personal Days. Paid time off includes vacation
days as well as personal days. Eligibility depends upon the
employee’s position and length of service. In addition,
the ADA offers 10 Holidays for eligible employees.
Sick/Emergency Leave. The ADA provides a maximum of six (6)
paid sick or emergency days annually
for full-time employees, earned at the rate of one-half day
per month of employment.
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Saving and Planning for Your Future
The ADA currently offers competitive retirement benefits that
include a 401k Plan which allows employees the opportunity
to contribute from 2 percent to 50 percent of total pay on a pre-tax basis
up to the IRS maximum and the Association matches 50 percent of pay
you contribute, up to an annual maximum of $500.
In addition, a Long-Term Care plan is available where employees
may elect to apply for long-term
care insurance coverage at
their cost. Benefit examples include activities of daily living,
home health care, respite care as well as care in a nursing
home and assisted living facility.
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Current benefits are subject to change at any time and
the ADA does not guarantee the continuation
of any current and/or future benefit.
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